Personal Loans

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Personal Secured loan

Need to acquire an asset, or are you eyeing an investment opportunity? The Personal Secured Loan will help you get started and with flexible repayment periods up to 48 months. All you need is to have an active BPR Bank account for a minimum of 6 months, and requisite security including title deeds, logbooks, share certificates, among others.



What we need from you

  • Employment contract Indicating terms and conditions of employment.
  • Stamped pay slips of the last 3 months
  • Employment and salary certificates recently signed
  • Undertaking by employer to channel the borrower’s salary through his/her account with BPR Bank.
  • Bank statement of the last 6 months for non BPR customers
  • One color passport photograph for the borrower and the guarantor
  • Loan clearance certificate / loan certificate for non BPR customers
  • Original and copy of National ID or passport of the borrower and the guarantor
  • Proof of marital status (certificate of marriage, celibacy, divorced or widowed)
  • Dully filled BPR loan application form
  • Positive CRB report
  • Promissory note

Rates & Fees

  • Interest rate - BPR bank base rate + 1%
  • Facility fee (one off) - 2%
  • Monthly management fee - 0.1%
  • Loan amount - no limit
  • Partially secured (50%) – Rwf 50 million
  • Repayment capacity - 50% of net salary

Rates are subject to change.

Interested in Personal Secured loan or have a question?

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