This is a personal loan that is intended to help especially salaried workers to acquire home equipments (furniture, home electronics, appliances, etc). Since most of these quality equipments need substantial lump sum expenditure, a loan that spreads the cost on an extended repayment period is needed by salary earners.

Loan terms and conditions:

Eligibility:

 To be a BPR client for at least 1 month
 To be a credit worthy client
 Monthly salary should pass through BPR

What are the terms of this loan?

 Loan amount depends on client’s payback capacity (salary or other permanent income)
 Loan payment period: up to 4 years

 Security:

o Pledge of monthly salary and endorsement by the employer

o The acquired assets or any other assets

o Insurance cover to ensure repayment.