BIOGAS - INDUHURAMURYANGO

This is a special type of loan facility offered by BPR in partnership with National Domestic Biogas Program (NDBP), to benefit selected rural households. The loan is meant for building a biogas facility that will provide energy for cooking and lighting purposes for the rural household.

Advantages

 Access to energy for cooking and domestic lighting;
 Reduced domestic workload, especially for women and children;
 Reduced respiratory diseases among women and children exposed
to smoke from firewood;
 Reduced deforestation and soil erosion;
 Biogas wastes are used as organic manure.

Loan terms and conditions:

Eligibility:

 To meet the conditions set by MININFRA through its National Domestic Biogas Program (NDBP), namely:

o To have at least 3 exotic cows or 4 local cows which are kept in a
permanent cattle shed under zero grazing conditions;

o To have easy access to water;

o To have a personal contribution in cash or materials worth at least
200.000 Rwf;

 To open an account in the bank;
 To meet the usual conditions of loan eligibility applied by BPR SA.

Loan granting procedure:

 Total cost of biogas project: 800,000Frw, subdivided as follows:

o Contribution of the borrower : 200.000Rwf or in kind;

o Government subsidy : 300.000Rwf;

o BPR loan : 300.000Rwf.

 Eligible farmer presents letter of acceptance from NDBP to the bank together with construction agreement;
 Bank ascertains existence of farmer’s own equity (cash on account or building materials at home);
 Disbursement of loan and subsidy is done in 4 installments after ascertaining construction progress. Government subsidy is also disbursed by BPR.

"Do you think you meet the eligibility conditions? Approach your local authorities or BPR branch for more information".